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Are you covered when it comes to data?

You own your own business, you have commercial insurance to cover your building, your employees, and your vehicles, but are you covered when it comes to data?

In today’s world, nearly every business is collecting personal data from customers.  The threat of a breach of that data is real and it’sincreasing daily.  In fact, one half of small businesses have experienced a breach.  Your... Read more

Being independent insurance agents, we are not trapped or locked down by one provider. We are free, free to shop around amongst many insurance providers to find you the personal or commercial insurance that is right for you. If you are looking for a great independent insurance agent in the Paducah area, we are here for you! Check out the fun video that explains a little more about why... Read more

What does homeowners insurance really cover? What does my car insurance legally have to cover?

Maybe you are newly on your own, a first time home or car owner, or maybe you just have never quite understood why personal insurance is important. Either way, you probably have some questions about personal insurance: What does homeowners insurance really cover? What does my car insurance legally have to cover?

Homeowners Insurance

First let’s discuss homeowners insurance. This is a... Read more

 Don’t spoil your vacation with an unexpected rental car catastrophe!

You are traveling for the Fourth of July weekend and you will be renting a car.  You go through all the steps, pick out the car you want, fill out paperwork then comes the confusing question.  Would you like to purchase the rental car damage waiver?

And your answer is?

YES…and here is why:

Personal and Business Auto Policies are no longer adequate to cover all loopholes.... Read more

You are responsible for providing workers’ compensation coverage.
Question: Who do I need to cover under my worker’s compensation policy?

Answer: You are responsible for providing workers’ compensation coverage to direct employees, uninsured contractors and their employees, and de facto employees.

  • Direct employees. An “employee” is someone who directly works for you rather than themselves or for a company for specified wages and for a specified time... Read more
  • If you received an engagement ring or other expensive piece of jewelry during the holidays, the most important call should be to your agent at Henneberger & Flynn Insurance Agency

    If you received an engagement ring or other expensive piece of jewelry during the holidays, who are you going to call to tell about it? Your mother? Your best friend? Maybe you’ll post your good fortune on Facebook? These may be your first impulses but, the most important call should be to your agent at Henneberger & Flynn Insurance Agency.

    Standard homeowners and renters insurance... Read more

    It's always best to be prepared.
    Prepare a winter emergency kit for your vehicle. Supplies should include:
  • At least two blankets or a sleeping bag
  • Flashlight or battery-powered lantern and extra batteries
  • Jumper cables
  • A snow shovel and rope
  • First-aid kit
  • Cell phone and car charger
  • Ice scraper and snow brush
  • If you have an emergency situation in your vehicle, dial... Read more

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    Henneberger and Flynn were able to get us better coverage for less money.

    Brooke Grimes

    I never imagined insurance being this easy.

    Harold Evans

    What sets Henneberger Flynn apart is their ability to answer our questions.

    Pam Rooney

    Every time I spoke with Henneberger Flynn something happened.

    Ann Watkins