Blog

Are you covered when it comes to data?

You own your own business, you have commercial insurance to cover your building, your employees, and your vehicles, but are you covered when it comes to data?

In today’s world, nearly every business is collecting personal data from customers.  The threat of a breach of that data is real and it’sincreasing daily.  In fact, one half of small businesses have experienced a breach.  Your... Read more

Being independent insurance agents, we are not trapped or locked down by one provider. We are free, free to shop around amongst many insurance providers to find you the personal or commercial insurance that is right for you. If you are looking for a great independent insurance agent in the Paducah area, we are here for you! Check out the fun video that explains a little more about why... Read more

What does homeowners insurance really cover? What does my car insurance legally have to cover?

Maybe you are newly on your own, a first time home or car owner, or maybe you just have never quite understood why personal insurance is important. Either way, you probably have some questions about personal insurance: What does homeowners insurance really cover? What does my car insurance legally have to cover?

Homeowners Insurance

First let’s discuss homeowners insurance. This is a... Read more

 Don’t spoil your vacation with an unexpected rental car catastrophe!

You are traveling for the Fourth of July weekend and you will be renting a car.  You go through all the steps, pick out the car you want, fill out paperwork then comes the confusing question.  Would you like to purchase the rental car damage waiver?

And your answer is?

YES…and here is why:

Personal and Business Auto Policies are no longer adequate to cover all loopholes.... Read more

You are responsible for providing workers’ compensation coverage.
Question: Who do I need to cover under my worker’s compensation policy?

Answer: You are responsible for providing workers’ compensation coverage to direct employees, uninsured contractors and their employees, and de facto employees.

  • Direct employees. An “employee” is someone who directly works for you rather than themselves or for a company for specified wages and for a specified time... Read more
  • If you received an engagement ring or other expensive piece of jewelry during the holidays, the most important call should be to your agent at Henneberger & Flynn Insurance Agency

    If you received an engagement ring or other expensive piece of jewelry during the holidays, who are you going to call to tell about it? Your mother? Your best friend? Maybe you’ll post your good fortune on Facebook? These may be your first impulses but, the most important call should be to your agent at Henneberger & Flynn Insurance Agency.

    Standard homeowners and renters insurance... Read more

    It's always best to be prepared.
    Prepare a winter emergency kit for your vehicle. Supplies should include:
  • At least two blankets or a sleeping bag
  • Flashlight or battery-powered lantern and extra batteries
  • Jumper cables
  • A snow shovel and rope
  • First-aid kit
  • Cell phone and car charger
  • Ice scraper and snow brush
  • If you have an emergency situation in your vehicle, dial... Read more

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    We have found Russ and Lynda Flynn to be trusted partners.

    D.H., customer since 2006

    Our company appreciates knowing that the Flynns are knowledgeable, skilled and experienced.

    S.B., customer since 2015

    We would never consider any other agency for our insurance needs.

    M.G., customer since 2000

    I am very grateful for having a great insurance company, but even more so for having an awesome insurance agent.

    R.M., customer since 2006

    It’s very comforting to know for certain that my insurance agent is always looking out for my best interests and is always on the job.

    B.P., customer since 2016

    It's nice to know people in the insurance business who go the extra mile for you. They always put your needs first!

    R.H., customer since 1996

    I appreciate Henneberger Flynn's personal attention to detail through personal contact with reminders regarding policies, premiums, or other issues.

    P.L., customer since 2011

    Henneberger Flynn is always there when we need advice. It's nice to have a knowledgeable agent who cares about her clients.

    M.K., customer since 2013

    Henneberger Flynn will always have my business and I don't say that lightly!

    J.J., customer since 2008

    We moved out of the Paducah area but stayed with Henneberger Flynn Insurance because of their great service.

    M.L., customer since 2010

    Henneberger Flynn is always very receptive and responsive to questions.

    R.J., customer since 2015