On behalf of the Henneberger & Flynn staff, have a safe and blessed Thanksgiving holiday.
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Did you know that approximately 6 million people plan to get engaged on Valentine’s Day? That’s a lot of proposals. On average, over 10 percent of engagements take place on this special holiday each year. Henneberger Flynn Insurance would like to congratulate you on your engagement!
We know in the midst of all the wedding plans, personal insurance isn’t exactly front of mind. So we wanted to give you a few tips to consider when combining you and your special someone’s personal insurance.
Consider personal insurance when you are deciding where to live. You are going to need a homeowner or renter’s policy that works for the both of you.
If you or your special someone decide to cancel one of your current policies, make sure you cancel the first effective day you’re no longer living there. This will ensure you still have coverage during the moving out phase.
Talk to your personal insurance agent about cancelling your coverage. Most require it in writing. They also might suggest vacant home coverage that will prevent you from paying for any vandalism or break-ins.
When making changes to personal insurance, make sure you consider auto insurance. Married couples will want to combine to receive the most discounts.
Insurance companies consider married couples to be a lower risk, so there is generally a marriage discount. If you consider combining auto policies with your other personal insurance policies, you might be eligible for a multi-policy discount. Make sure you contact your agent about all vehicles including boats, motorcycles, and ATV’s. These might also be eligible for a multi-policy discount.
We hope you have had a wonderful Valentine’s Day! Make sure you take these Personal Insurance tips into consideration after your engagement. If you have any questions, please don’t hesitate to contact Henneberger Flynn Insurance today!